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A brief introduction of Cardinal Számítástechnikai Kft.

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The founders established Cardinal Számítástechnikai Kft. on 12 February, 1992 with the intention of making use of the software development experience they gained abroad. Following the initial steps, the company soon started to focus on its two main business lines: the development and support of electronic banking software and document management systems.

Electronic banking systems

Cardinal Kft. was the first company in Hungary to offer banks and their clients software for the use of electronic banking services. Creditanstalt was the first financial institution to buy the system in 1994, and its legal successor, UniCredit Bank has been using the system ever since under the name Spectra. Our electronic banking system has undergone significant development in recent years and today it can service all electronic sales channels used by banks. The system is currently used by 14 banks and 127 savings cooperatives under different names: Electra, Spectra, PCBankár, PCKontact and KID. We have developed light, business, holding and service provider versions for different client segments. Approximately, 100,000 companies and 500,000 individuals manage their daily financials using our electronic banking systems. The system is widely recognized as evidenced by the fact that Electra was awarded the Business Superbrands title in 2008.

Document Management Systems

Cardinal Kft. started to develop its document management system in 1993. Initially, we developed special document recognition systems for vaults, depository agents and other financial institutions. We installed 14 BondSystem systems, which were developed for the input of securities details. The CRAFT system is a product of the continuous development work of the past years. Its modular design allows us to offer our customers flexible services fitting their different document management needs. Our CRAFT systems designed to process payment orders recognize 50,000+ mostly handwritten statements a day and we control the processing of that volume within the banks' organisations. The CRAFT system is used by banks, insurance companies and financial service providers to manage their documents electronically and to control the actions necessary to be taken based on the documents.


Cardinal Kft. introduced integrated ISO 9001:2000 Quality Management and BS 7799-2:2002 Information Security Management systems in 2003. Following the development of the standards, we are running our integrated quality and information security management system in compliance with the newer MSZ EN ISO 9001:2009 and MSZ ISO/IEC 27001:2006 standard now, which is audited by SGS on an annual basis.

Our charity work

Besides doing our work, we gladly support initiatives focusing on the bodily and mental development of the youth. We have supported the Matematikában Tehetséges Gyermekekért (For Mathematically Talented Children) foundation by processing math competition results since 1997. We have been supporting the Minipolice program since 2003. This program helps young people to gain crime prevention knowledge in an informal way. We also sponsored Első Magyar Webgazdasági Szakközépiskola (First Hungarian Web Economy Secondary School). We support the latest web-based educational system of the D.A.D.A. program launched by the National Police Headquarters through software development and the provision of information technology devices and tools.