Internet alapú banki ügyfélrendszerek

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Presenting a mobile device for authentication and electronic signature with legal effect at the E-Banking Summit & Awards 1000+ event (2017.10.11)

The Electra Development Business Line of Cardinal Kft. gave a presentation titled 'Strong client authentication and electronic signature with legal effect on my mobile phone' at the E-Banking Summit & Awards 1000+ conference held on 11 October 2017.

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K&H Electra24 mobile app (2017.02.02)

K&H Electra24, the first native mobile app of the Electra system, has been released for iOS and Android devices.

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Our ViCA application is now also available for Windows Phone devices (2016.06.09)

Following the Android and iOS platforms, our new development, the ViCA top security personal authentication tool is now also available for Windows Phone devices.

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E-Banking Summit 2016 (2016.03.04)

Cardinal Kft. gave a presentation titled 'Smart Banking - Intelligent internet banking solutions to serve customers' at this year's E-Banking Summit conference held on 3 March, 2016.

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Managing signatory jobs and exclusions in Electra (2015.11.23)

The Electra user access rights management system was extended with another important function in Version 7 and now the system also takes into account the exclusions associated with various signatory jobs. This novel feature of the Electra system allows defining signatories' rights in an even more accurate manner.

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GIRO Zrt's Electra system upgraded (2015.11.09)

The implementation of the new Electra v7.00 did not upgrade only the Electra client program user interface but it also provided administrators with a new WebAdmin interface.

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Raiffeisen Electra (2015.10.29)

Corporate customers of Raiffeisen Bank Zrt. can now access all three channels of the Electra system: Internet Banking, Mobile Banking and the Client Program. Raiffeisen Bank Zrt. joined the group of banks using our Electra system in October 2015.

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WSTP: STP Electra on Web service basis (2015.08.31)

Used in a large corporate environment, STP Electra allowed automated access to the Electra system directly from customers' back-end systems (e.g. accounting and invoicing systems). SOA (Service-Oriented Architecture) technology has spread globally since the introduction of STP, and so Cardinal also developed a Web service-based upgrade for STP Electra. Similarly to the previous solution, the new STP module is also based on SOAP but it uses communication protocols which are compliant with international standards, so WSTP Electra now allows banking customers to forward their usual STP messages to the Electra system and the banking systems behind it in the form of standard Web service calls, regardless of the platforms or application development framework systems they are actually using.

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Electra 7 (2015.06.19)

Electra 7 is the latest version of the Electra system. It contains an authorisation system upgraded on the basis of customers and banks' internal needs. The system now offers a larger number of available access rights, introduces user roles and an extended set of banking operations accessible based on user rights.

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E-Banking Summit 2015 (2015.03.12)

Cardinal Kft. was an active participant again at this year's E-Banking Summit Conference.

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EFER (Electronic Payment and Settlement System) in Electra (2014.06.17)

Electra has been added a new function. The system is now capable of managing EFER (Electronic Payment and Settlement System) transactions, allowing users to use Electra to execute or reject EFER transactions.

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Use of accounts with two parties having dispositional authority in Electra (2014.06.13)

Offering a means to manage accounts over which two parties have dispositional authority, Electra provides banks with a simple and efficient tool to extend their control over certain accounts of their customers. These are usually project accounts used for launching transactions which must be approved by the bank first.

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Electra Banner Editor (2014.06.13)

Banks can use the Electra Banner Editor to place banners and advertisements targeted at specific customers on the Electra Internet Banking and Electra Mobile Banking interfaces, and also to send targeted marketing mails to their customers.

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Electra at FHB Bank (2014.04.18)

Corporate clients of FHB Bank can also use the Electra Client Program starting from this year.

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External audit of our integrated quality and information security management system successfully completed again (2014.04.18)

External auditors of SGS audited our company's integrated quality and information security management system again, and as they did not find any non-compliance, our ISO/IEC 27001:2005 certificate was reissued and our ISO 9001:2008 certificate was extended.

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Cardinal Kft. attended and also held a presentation at this year's E-Banking Summit Conference (2014.03.18)

The E-Banking Summit 2014 conference was held on 6 March again, and Cardinal Kft. gave a presentation titled 'IG2 impacts on corporate finances'.

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New KID client program (2014.02.21)

KELER Group upgraded the KID client program, the front-end application used by its clients.

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ViCA (2014.02.17)

A new, state-of-the-art Electra authentication tool has been released. The application named ViCA is available for both Android and iOS platforms.

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GIRO Zrt. upgraded its Electra system implemented for Hungarian State Treasury institutions (2014.01.18)

GIRO Zrt. upgraded its Electra system implemented for Hungarian State Treasury institutions.

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WebAdmin at Takarékbank (2013.12.16)

A brand new Electra system component was implemented in the Takarékbank system for the very first time.

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Declaration for free cash withdrawals (2013.12.13)

By ratifying the act on cutting financial services overhead, the Hungarian Parliament made it possible for banking clients to submit their declaration also via the interfaces of internet banking services.

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E-Banking Summit Conference presentation by Cardinal Kft. (2013.03.18)

This year's E-Banking Summit Conference was held on 6 March. Cardinal Kft. gave a presentation titled 'Two-channel authentication'. We also presented our new ViCA product for the first time.

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New online eDEMAT service available at KELER from 1 November 2012 (2012.11.10)

KELER Zrt. launched the eDEMAT system, which allows both the electronic ordering of services to produce, modify and delete dematerialized securities as well as the management of the whole process.

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KDB Bank's NetBank service offers new functions (2012.09.11)

New KDB NetBank interface functions were introduced for KDB Bank customers this summer.

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InterGIRO2 changes in the Electra system (2012.07.09)

Hungary introduced intraday multiple cycle clearing (same-day settlement) in the framework of the InterGIRO2 (IG2) project as of 2 July, 2012. This changed not only transaction booking practices but also extended the data content of forint payment orders and account statements. In line with the legislators' intention, this measure made domestic forint payment transactions compliant with the UNIFI (ISO 20022) standard.

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E-Banking Summit 2012 (2012.03.14)

E-Banking Summit 2012 was held on March 6. This year's Conference focused on electronic banking. The half-an-hour presentation of Cardinal Kft. outlined the future of user authentication.

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New image for Erste Corporate NetBank (2012.02.09)

Erste Bank's Corporate NetBank interface has finally been upgraded. Although, the interface used by retail users remained the same at the bank's request, its corporate clients can now use a much more advanced and modern service.

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Electra Internet Banking at Drávamenti Takarékszövetkezet (2012.02.01)

Drávamenti Takarékszövetkezet joined the growing number of cooperative savings associations offering Cardinal Kft's Electra Internet Banking system to their customers.

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Mobile banking at Gránit Bank (2012.01.03)

Gránit Bank expanded its electronic services and now, apart from internet banking, it also provides an Electra interface optimised for mobile phones.

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New securities functions in Takarékpont's Electra Internet Banking system (2011.11.09)

Although it went live just last summer, the Electra Internet Banking system of Takarékbank and the cooperative savings associations related to Takarékpont has already been added new functions.

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New functions in Banco Popolare's Electra system (2011.11.08)

The Electra system used by Banco Popolare was upgraded. It provides useful new functions to the bank's clients.

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Securities functions in Takarékpont and Takarékbank systems (2011.08.09)

Customers of Takarékbank and cooperative savings associations belonging to the Takarékpont brand can already perform securities transactions via the Electra Internet Banking interface.

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Client Program v6.01 for K&H Bank customers (2011.08.05)

K&H Bank Zrt. introduced Electra Client Program v6.01 in the summer of 2011. This new version has new navigation features, extended business content and an appearance adjusted to the colour scheme of the bank's image.

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Strong authentication tool for K&H Bank Zrt's Electra client program (2011.08.03)

K&H Bank Zrt. introduced new, hardware-based, two-factor authentication devices, so called tokens for signing transactions managed via the Electra client program. The use of such tokens provides the users of the Electra system with the highest level of security currently available.

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Number of SMS messages decreased at ERSTE (2011.07.18)

A development recently implemented by ERSTE Bank significantly decreases the number of signature SMS messages sent by Electra, which allowed the bank to achieve remarkable results in cutting its costs.

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Mobile Banking service at UniCredit Bank (2011.06.01)

UniCredit Bank launched its SpectraNet Mobile Banking service granting customers access to the bank's services via their mobile phones and offering them a unique range of functionalities.

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e-volution – The present and future of electronic banking (2011.05.30)

István Gyimesi, our head of Development held a presentation about the evolution of electronic banking at the 'E-Banking Summit 2011' CEBC conference.

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E-Banking Summit 2011 - Man behind the clouds (2011.04.27)

Cardinal Kft. will also hold a lecture at this year's CEBC conference, where more than a hundred experts will discuss the current topics of the Hungarian E-Banking market.

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Payment by mobile phone via ERSTE's NetBank system (2011.04.07)

The cooperation between ERSTE Bank Zrt. and EME Zrt. allows the bank's customers direct use of their bank accounts for services paid for by mobile phone. Using accounts for such services requires registration via the bank's NetBank system.

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Electra Internet Banking at Rum és Vidéke Takarékszövetkezet (2011.03.01)

Rum és Vidéke Takarékszövetkezet is a new cooperative savings association to offer its customers Cardinal Kft's Electra Internet Banking System services.

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Electra Internet Banking services now also offered by Gránit Bank (2011.02.03)

Gránit Bank launched its website only recently but its customers could already use Electra Internet Banking services as early as in December.

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New NetBank service for TakarékPont (2011.01.06)

The recently implemented Electra Internet Banking system simplifies the management of banking transactions for TakarékPont cooperative savings associations and TakarékBank customers

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Electra system implemented at Mecsekvidéke Takarékszövetkezet (2010.12.15)

Mecsekvidéke Takarékszövetkezet is a new cooperative savings association to offer its customers the services of Cardinal Kft's upgraded Electra system.

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Electra system implemented at Takarék Szövetkezeti Hitelintézet (2010.11.04)

Takarék Szövetkezeti Hitelintézet at Kazincbarcika is a new cooperative savings association to offer Cardinal Kft's upgraded Electra system.

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Protecting the Electra Client Program code with digital signatures (2010.10.11)

In line with the more stringent requirements of the Windows 7 operating system and bank security, we are adding standard digital signatures to the Electra Client Program code.

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New look of the Electra Client Program (2010.10.01)

The recently launched Electra Client Program v6.00 offers a completely redesigned user interface fulfilling all requirements related to the bank's unique colour scheme, a simplified navigation system and an enhanced interface for business data display.

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KELER Gas and Electricity Market KID (2010.09.28)

KELER Zrt. launched gas and electricity market trading on 1 and 20 July, 2010, respectively.

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Corporate MobilBank at Erste Bank (2010.08.02)

ERSTE Bank launched the Electra Mobile Banking service for its corporate customers under the name Vállalati MobilBank (Corporate MobilBank). The service allows customers to access the full NetBank functionality via an interface optimised for mobile devices.

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Electra system implemented at Turai Takarékszövetkezet (2010.06.28)

Turai Takarékszövetkezet is a new cooperative savings association to offer Cardinal Kft's upgraded Electra system.

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Electra system implemented at Tokaj és Vidéke Takarékszövetkezet (2010.05.19)

Tokaj és Vidéke Takarékszövetkezet is a new cooperative savings association to offer Cardinal Kft's upgraded Electra system.

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SMS services at UniCredit (2010.04.08)

UniCredit Bank launched a new service in its SpectraNet system allowing the online management of SMS services.

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Securities functions implemented at MKB (2010.03.17)

MKB Bank's PCBankár and NetBankár Business systems now provide new functions including making securities transactions.

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Electra system upgrade at cooperative savings associations (2010.03.12)

Kisdunamenti Takarékszövetkezet is a new cooperative savings association to offer services provided by Cardinal Kft's upgraded Electra system to its customers.

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Phishing attacks (2010.01.05)

Another phishing attack was targeted at several Hungarian banks in recent days. Although some simple measures are sufficient to defend against such attacks, these phishing attempts also pose new threats.

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Electra Client Program tested under Windows 7 (2009.11.27)

As a result of a joint effort of Microsoft Magyarország Kft. and Cardinal Kft., Electra Client Program underwent a major development test before the release of the Windows 7 operating system. The test successfully identified all those issues which had to be fixed to make Electra run on the Windows 7 operating system.

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UniCredit Bank's SpectraNet system has been upgraded (2009.10.30)

The interface, which matches the bank's new image, also offers a number of new functions.

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Banco Popolare's Electra Internet Banking service has been upgraded (2009.10.30)

Apart from minor modifications made in the interface, the new version also offers a number of new functions to customers.

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Phishing: new channels (2009.09.30)

As the popularity of community sites and chat programs grows, cyber criminals are looking for new ways to obtain data.

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Electra system implemented at Commerzbank Zrt. (2009.08.25)

Cardinal Kft's Electra system was switched over to live operation at Commerzbank Zrt. The first component to be introduced is the Electra Client Program, which was developed for large corporate customers and is available in three versions.

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Online error reporting tool (2009.08.24)

Cardinal Kft. has launched its online error reporting (CCC) application, which allows our partners to contact us using a secure web-based interface.

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SAP E-Banking at BKV (2009.05.21)

BKV Zrt. is the first company this year to implement the SAP E-Banking module, which is based on Cardinal Kft's STP Electra implementation. Development started at the end of last year and was completed on 1 April, 2009, when the company switched over from its previous financial solution to the SAP E-Banking module, which integrates the electronic customer management systems of several Hungarian banks into a single, easy-to-understand solution.

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SAP E-Banking conference (2009.05.20)

SAP and UniCredit Bank Zrt. held a conference and trade show called 'Modern Banking Communication' for banking heads responsible for electronic channels at the largest SAP users in Hungary. Cardinal Kft's specialists were also present at the conference.

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Bank Cup 2009 - Squash Competition in RSC (2009.05.18)

Bank Cup Squash Competition, which has become a regular sporting event, was organised at Rózsadomb Sport Club on 16 May. This time Cardinal Kft. was also a sponsor and a participant of the event.

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Bonus point balance and exchange function in Internet Banking (2009.05.13)

Electra Internet Banking allows the execution of not only banking and securities transactions but also other transactions related to other banking products.

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Internet Banking on Oracle basis (2009.04.15)

The most recent version of the Electra Internet Banking system allows storing the data it manages in various database management systems including Oracle solutions.

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Online bankcard authorisation service launched in 130 cooperative savings associations (2009.04.08)

Tak-Info Kft. launched the pilot run of the online authorisation system at the end of March 2009.

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Viruses attacking Internet banking services (2009.02.17)

An increasing number of Trojan viruses have been identified to specialize in obtaining banking information and getting customers' money.

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Electra Internet Banking at KDB Bank (2009.01.19)

KDB Bank (Hungary) Zrt. provides Electra Internet Banking service to its customers under the name KDB NetBank.

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Electra Internet Banking already available in Italian! (2009.01.06)

The Electra Internet Banking system of Banco Popolare Hungary Zrt. has been upgraded, and apart from the new functions offered, it can also be used in Italian from now on.

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Electra Internet Banking at Alsónémedi és Vidéke Takarékszövetkezet (2009.01.05)

Alsónémedi és Vidéke Takarékszövetkezet has provided a highly successful Electra Homebanking service to its customers since 2004 and offers an even wider range of services since December 2008, when it introduced Cardinal Kft's Electra Internet Banking software.

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Rule-based message forwarding in Electra systems (2008.12.08)

UniCredit Bank is the first financial institute to introduce 'rule-based message forwarding', a new function offered by the Electra system.

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Introducing the Euro in Slovakia (2008.12.08)

As of 1 January 2009 Slovakia will use the euro as its new official currency, therefore, we have prepared the Electra system to discontinue the use of the Slovak crown. Our customers can switch over their electronic banking systems to the new currency in a very simple way: in the case of Internet Banking the switchover will be done centrally, while in the case of installed client programs it will be implemented through a minor online update.

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Credit card data in K&H Bank's Electra system (2008.12.01)

K&H Bank Zrt. further extended the functionalities of its Electra system by adding a credit card and conventional bank card data query function and a card limit modification order function to it.

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New client program version at K&H Bank (2008.12.01)

K&H Bank Zrt. switched over to a new Electra version extending thereby the range of banking services available to its customers. This new version of the Electra client program already offers credit card data queries and embedded server authentication, which makes e-banking even more secure for the bank's customers.

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SEPA orders in ERSTE NetBank (2008.11.20)

ERSTE Bank's NetBank for retail and corporate customers and Electra Client Program service have been added new functions. The new version allows customers to launch - among others - SEPA and PriEuro orders.

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Electra system has been given a Business Superbrand Award (2008.11.14)

Cardinal Kft's Electra system won a Business Superbrand Award in 2008.

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A new Trojan virus specialised in stealing card data appeared on the Internet in summer 2008 (2008.08.27)

The speciality of this Trojan program is that it becomes active only when the user visits an electronic payment page or the web page of an Internet banking system.

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A new Cardinal system at MKB Bank (2008.06.12)

The range of MKB Bank's electronic banking services has been added a new channel: the bank introduced Cardinal Kft's Internet Banking product for its corporate customers under the name NetBANKÁR Business.

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SEPA orders in UniCredit Bank's SpectraNet system (2008.05.08)

SEPA Credit Transfer (SCT) orders, which can be used for both domestic and cross-border euro payments, can be launched from UniCredit Bank's SpectraNet system as of May 2008.

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Credit card functions in UniCredit Bank's SpectraNet applications (2007.09.03)

UniCredit Bank's SpectraNet Internet Banking service, which was developed by Cardinal Kft, was supplemented with credit card functions as of 27 July 2007.

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Internet banking is becoming increasingly easy (2007.05.29)

As a result of the developments recently implemented, users of ERSTE Bank's corporate NetBank have access to further comfort options.

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HypEx bank terminal program for Magyar Telekom (MT) (2007.04.23)

Hypex is a development which has existed for some time and is an integral part of the Electra system. It runs on the Microsoft Windows platform and is used for automatically performing certain tasks related to electronic banking.

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Securities module in UniCredit Bank's Electra system (2007.04.03)

UniCredit Bank Hungary Zrt's SpectraNet Internet Banking software was supplemented with securities functions in March 2007.

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Announcement about phishing attacks against customers using the Electra Internet Banking system (2006.12.07)

Customers of several Hungarian banks were recently attacked using phishing methods. Most banks in Hungary use Electra Internet Banking as their Internet banking system and so the attacks were also directed against their customers.

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EU payments in HVB Bank's Electra system (2006.12.07)

We have implemented the handling of EU orders in HVB Bank Hungary Zrt's Electra system.

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Electra Internet Banking at ALBA Takarékszövetkezet (2006.09.12)

ALBA Takarékszövetkezet has launched its Internet banking service under the name 'albanetbank'.

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A new cooperative savings association among Cardinal Kft's customers - Electra system installed at ALBA Takarékszövetkezet (2006.08.23)

Customers of another cooperative savings association joined Hungary's most popular electronic banking system at the end of last month.

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A new cooperative savings association among Cardinal Kft's customers - Electra system in Füzesabony (2006.07.24)

Füzesabony és Vidéke Takarékszövetkezet launched its new electronic banking service in July 2006.

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Custom account names and arranging and filtering templates in Erste Bank's Electra system (2006.07.24)

The Electra system used by Erste Bank Hungary Nyrt. (Erste Electra, Erste Retail and Corporate NetBank, [origo] click bank) has been extended with a custom account naming function.

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Online credit card application for the [origo] account package (2006.06.20)

The functionalities of [origo] click bank have been extended with credit card application.

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Automatic self-extracting installation kit for Electra Client Programs (2006.06.02)

Banks can request for self-extracting installation kits for Electra programs and program updates.

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A new Internet Banking demonstration program at HVB Bank (2006.05.30)

We can compile a demo program to pesent the functions offered by our clients' Electra Internet Banking systems.

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Electra supports new Oberthur chip cards (2006.05.17)

The group of chip cards supported by the Electra Client Program has been added the AuthentIC Smart Card CosmopolIC V4 (Authentic Web Pack 3.01) card, one of the most recent products of Oberthur Card System, a market leading manufacturer of intelligent cards and supplier of card-based solutions and applications.

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24/7 Internet Banking service provided by the Electra system of Szigetvári Takarékszövetkezet (2006.05.12)

Customers using the Electra system of Szigetvári Takarékszövetkezet can use Internet Banking and Home Banking services 24 hours a day.

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Loan application through the Internet using Electra Internet Banking (2006.04.07)

Cardinal Kft's Electra system, which provides access to Internet banking services, has been extended with a new functionality. Apart from the numerous functions our system has offered so far, from now on customers can also submit applications for personal loans or retail overdraft facilities through the Internet.

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Bank security for the development of electronic services - workshop (2006.03.27)

The next conference of the conference series launched by IDG will be a workshop to be held on 28 March, 2006 with the participation of Cardinal Kft. Our presentation will focus on Internet banking systems and will be held by István Gyimesi, the development head of our Internet banking department. All those interested are welcome to visit the conference.

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