Grow your business with the experts of the industry

With over 30 years of digital banking expertise and deep domain knowledge, we help financial institutions streamline operations, reduce costs, and deliver state-of-the-art banking experiences to their customers.

Trusted by big brands

ABOUT US

Value in Partnership

We see every implementation as the start of a long-term collaboration. Beyond delivering technology, we provide a reliable foundation that supports your operations today and evolves with your organization over time.

Years of experience

900

Users

NPS

PRODUCTS

Proven solutions

Electra - your trusted partner in corporate
e-banking.

Electra empowers financial institutions to deliver secure, scalable, and customizable digital banking experiences to corporate clients.

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All your documents and workflows in one place, from contract execution to invoicing.

With CRAFT’s software, your company can centralize and authenticate all key documents, minimize errors, and dramatically boost efficiency.

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HISTORY

Our road to success

From our founding to becoming a trusted market leader, explore the milestones that have shaped our journey over the years.

1992

Three years after the fall of the iron curtain, Cardinal Kft. is founded.

1992

Three years after the fall of the iron curtain, Cardinal Kft. is founded.

1994

Creditanstalt Hungary, as the first partner, introduces Electra (under the name Spectra) and starts its dial-up home banking service. After many M&As they will become Unicredit Bank.

1994

Creditanstalt Hungary, as the first partner, introduces Electra (under the name Spectra) and starts its dial-up home banking service. After many M&As they will become Unicredit Bank.

1995

CRAFT BondSystem, a computer-vision aided form processing tool launches.

1995

CRAFT BondSystem, a computer-vision aided form processing tool launches.

2000

As the Internet become more wide-spead and more companies and people have web access, we create the Internet Banking platform, offering banking services in a browser.

2000

As the Internet become more wide-spead and more companies and people have web access, we create the Internet Banking platform, offering banking services in a browser.

2006

Long before two-factor authentication becomes an industry standard, we introduce it to enhance the security and reliability of the Electra platform.

2006

Long before two-factor authentication becomes an industry standard, we introduce it to enhance the security and reliability of the Electra platform.

2008

CRAFT DMS - The solution that supports a fully paperless office operation gets launched at K&H.

2008

CRAFT DMS - The solution that supports a fully paperless office operation gets launched at K&H.

2011

A few years after the launch of the iPhone, Electra Mobile App becomes available on the market.

2011

A few years after the launch of the iPhone, Electra Mobile App becomes available on the market.

2018

Instant payment becomes a Hungarian standard. While supporting the introduction, we introduce Electra Pay, a QR code based payment solution.

2018

Instant payment becomes a Hungarian standard. While supporting the introduction, we introduce Electra Pay, a QR code based payment solution.

2022

Built on the PSD2 XS2A framework, the Electra API becomes one of the key components of the Electra banking ecosystem.

2022

Built on the PSD2 XS2A framework, the Electra API becomes one of the key components of the Electra banking ecosystem.

2025

CRAFT DMS 2.0 is born, a flexible SaaS contract, invoice and document management system.

2025

CRAFT DMS 2.0 is born, a flexible SaaS contract, invoice and document management system.

2026

Following the 2007 acquisition, HVB became UniCredit Bank. Today, UniCredit continues to use our internet banking, mobile banking, and API solutions — and we are proud to celebrate 32 years of trusted partnership.

2026

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Electra

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